I just got approved for my mortgage! I still need to find a property - but I'm actually approved - not just prequalified or preapproved - so I can shop with confidence and will be able to close in as little as 10 days once I find someplace! Maybe my stuff won't have to sit in storage too long afterall!!! And-if on some off chance I actually find a better mortgage elsewhere (which I haven't so far in all my looking/talking to banks) my current lender will meet it or let me walk away at no cost! I'm so excited! Now I just need to find a place!
Okay..Monday I call HSBC to find out how to do the wire transfer. I'm told there's an automated system and to allow 24-48 hours for the wire to go through. This morning, I call HSBC to do the wire transfer, told to use the automated system, I need the telephone access code. If I can't find that, my only option is to go directly to a branch. (and I have NO idea what this telephone access code is). Get home, FIND the access code. Call in, actually FIND the automated system, it tells me wire transfers are not permitted with internet banking accounts. Transfers me to the third dude. He apologizes for all the misinformation, says my ONLY option is to log onto my account and use "bankmail" ask them to overnight me a check which I'd have by Friday morning assuming they receive my mail and process it by tomorrow morning at 11am. I ask him how I know my bankmail will be received right away so that I can actually GET the check by Friday AM, and not get a "we'll...
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